This presentation covers what you need to know about mortgages in the divorce settlement process such as leveraging the mortgage as a settlement tool, key lender guidelines and creative workarounds, MSA verbiage, and case studies. This presentation also addresses key mortgage considerations during divorce, characteristics of divorce specific lender guidelines, and loan approval strategies to help your clients obtain financing and provides guidance on topics such as: identifying the 3 primary loan buckets and key distinctions; implications of recent tax reform; how support structuring impacts loan qualification and the 'qualified borrower'; case studies highlighting strategies for navigating lender requirements and utilizing the mortgage as a settlement tool; and Marital Settlement Agreement language to ensure successful financing. Ross Garcia, CDLP, and Jason Crowley, CFA, CFP, CDFA.